Supplemental Health Insurance in Florida

HOSPITAL INDEMNITY

• Hospital Indemnity plans pay a fixed amount of cash to you for each day of an inpatient hospital stay based on number of days selected. Payment can be made for the hospital stay of 1, 3, 6, or 10 days.
• Daily payment amounts range from $100 to $2500.
• Plans come with an Emergency Room payment of $150.
• Can add payment options for Ambulance, Skilled Nursing days, and outpatient surgery up to $1000 per surgery.
• Recommended for Medicare Advantage customers to help pay copayments/coinsurance.
• We use Guaranteed Trust Life (GTL) for their claims payment and rate stability. 

CANCER INSURANCE

• Pays a one-time lump sum cash payment for the first diagnosis of internal cancer or malignant melanoma.
• Lump sum payment ranges from $10,000 to $50,000. Can be issued for ages 0-69 with individual, single parent, or family coverage.
• No physical exam required, just a few health questions to answer to qualify.
• Premiums will not increase as you age, only on a class basis by state.
• Guaranteed renewable coverage until the insured’s one-time cash benefit is paid.
• Policy pays out in addition to any other insurance coverage.
• Since 40% of the population will experience cancer we recommend it for Everyone!

• We offer term, whole life, universal whole life, and hybrid policies
• Term life covers a set time frame for example 10 or 20 years and is the least expensive.
• Whole life is insurance for life and also earns cash value.
• Universal whole life offers flexible payment options.
• Hybrid policies combine whole life insurance and Living Benefits for long term care to include home care, assisted living, and nursing home expenses.
• We can offer Partnership Long Term Care insurance through our Partner Newman Long Term Care Solutions.

Call or Email for your quote Today!